Recurring Deposit (RD) Calculator
Calculate your Recurring Deposit maturity amount, interest earned, and growth over time using our accurate and easy-to-use RD Calculator.
Quick RD Summary
Monthly Investment
₹ 10,000
Annual Investment
₹ 1,20,000
Duration
5 years
Wealth Multiplier
1.20×
Maturity Amount
₹ 0
Income Tax Slab (New Regime)
Total Invested
₹ 6,00,000
Interest Earned (Post-Tax)
₹ 1,20,105
RD Growth Over Time
Year-wise RD Breakdown
| Year | Deposited | Interest | Balance |
|---|---|---|---|
| 1 | ₹ 1,20,000 | ₹ 4,649 | ₹ 1,24,649 |
| 2 | ₹ 2,40,000 | ₹ 18,308 | ₹ 2,58,308 |
| 3 | ₹ 3,60,000 | ₹ 41,630 | ₹ 4,01,630 |
| 4 | ₹ 4,80,000 | ₹ 75,313 | ₹ 5,55,313 |
| 5 | ₹ 6,00,000 | ₹ 1,20,105 | ₹ 7,20,105 |
FD vs RD Comparison
| Type | Total Invested | Interest Earned | Maturity Amount |
|---|---|---|---|
| Recurring Deposit | ₹ 6,00,000 | ₹ 1,20,105 | ₹ 7,20,105 |
| Fixed Deposit | ₹ 6,00,000 | ₹ 2,48,867 | ₹ 8,48,867 |
Why trust this RD calculator?
- Indian Government tax slabs (New Regime)
- Interest fully taxable as per slab
- Monthly compounding (bank standard)
- No personal data stored
A Recurring Deposit (RD) is a popular savings option in India where you invest a fixed amount every month and earn guaranteed returns at a fixed interest rate.
This RD Calculator helps you estimate the final maturity value based on your monthly deposit, interest rate, and tenure. It also shows how your investment grows year by year through compounding.
RDs are ideal for individuals looking to build disciplined savings with low risk. Interest rates and compounding frequency may vary depending on the bank or financial institution.
Actual RD returns may differ slightly based on bank policies, tax rules, and compounding methods. Always verify rates with your bank before investing.