PPF Calculator

Calculate your Public Provident Fund maturity amount and interest at the current rate of 7.1% p.a. PPF offers EEE tax benefits — completely tax-free at every stage.

Rate: 7.1% p.a.EEE Tax StatusMin 15 YearsMax ₹1.5L / Year
₹500₹1,50,000

Max PPF limit: ₹1,50,000 per year

15 years
15 yrs (min)50 yrs
🏛️

Current PPF Interest Rate

7.1% p.a.

Tax-free returns under Section 10(11)

Maturity Value

40,68,209

Total Invested

22,50,000

Interest Earned

18,18,209

Total Returns

81%

Growth Over 15 Years

🛡️ PPF Tax Benefits (EEE)

Exempt

Investments deductible under Section 80C (up to ₹1.5L)

Exempt

Interest earned is fully tax-free

Exempt

Maturity amount is completely exempt from tax

What is PPF? Public Provident Fund is a government-backed long-term savings scheme in India with a lock-in period of 15 years, extendable in blocks of 5 years.

Interest Rate: Currently 7.1% per annum, compounded annually. The rate is set by the Government of India and revised quarterly.

Investment Limit: Minimum ₹500 and maximum ₹1,50,000 per financial year. Deposits can be made in lump sum or up to 12 instalments.

Tax Benefits: PPF enjoys EEE (Exempt-Exempt-Exempt) status — investment qualifies for 80C deduction, interest is tax-free, and maturity is tax-free.